08-07-2016 , 09:58 PM
Money-Pal is a unique Desktop/Private Cloud-based hybrid Financial Software Application for individuals or small businesses which provides:
- Financial Accounts Management (similar to Mint and Quicken).
- Budgeting (similar to YNAB – You Need A Budget)
- Invoicing (similar to Freshbooks)
Money-Pal’s unique desktop/private cloud operation has many advantages over traditional cloud based services:
- No recurring subscription fees – It’s a once-off purchase. Money-Pal Pro will cost you the equivalent of two months’ online service. A small maintenance fee is optional for Money-Pal annual program updates and email support.
- With Money-pal you have complete control of your data. If an online service is hacked, cease operations, or become unaffordable, you might lose your valuable data.
- No data syncing takes place. Money-Pal uses a fast database and data changes are updated in real time. This means that many users can access Money-Pal at the same time without the problem of data getting out of sync.
- Internet access is preferable but not essential.
Money-Pal allows you to import your bank statements and categorize your items automatically or manually. It enables you to track expenses by category.
Budgeting
Money-pal supports the classic method as well as the envelope method. You can decide which method you prefer. Money-Pal supports monthly budgeting for any number of months into the future.
Invoicing
Most small businesses use a static template in Excel, Word or other programs to generate invoices. This method can be time consuming and does not provide age analysis. Money-pal does both invoices and age analysis.
Money-Pal enables you to create stunning, personalized invoices in PDF format which can be printed or emailed. You can even do this on your mobile device at a client using your private cloud.
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